Question (04

Risk & Insure

Coverage D: Loss of Use in the HO-3 policy does NOT cover: additional living expenses incurred when damage to a neighboring premises causes the police to prohibit the insured from returning home additional living expenses incurred when damage to the premises forces the insured to live elsewhere the fair rental value of property normally occupied by the insured and made uninhabitable by a covered loss the fair rental value of property rented by the insured to others and made uninhabitable by a covered loss