Question 1 (1 D) In most lending organisations, credit losses occur due to lack of credit risk monitoring. You're required to identify a landing organisation of your choice (bank or retailer) and outline its periodical credit risk review process. Question 2 (5) Commercial Bank of Windhoek has credited Upington Solar Corporation with R550m, with a maturity of two years. Expected loss for Commercial Bank of Windhoek's loan to Upington Solar Corporation is R16,5m and the recovery rate is assumed to be 23%. Calculate the probability of loan default (PD) for Upington Solar Corporation. Question 3 [8] Lenasia Leather Works has a debt-to-equity ratio of 1.81. with a total debt of R72 million. You are required to calculate the following: - a. Amount of equity (5) b. Total assets (3)