Question 1 (1 point) A company's credit policy involves making decisions regarding creditworthiness, the collection policy and settlement discounts. Which of the following is less likely to be affected by a change in credit policy? 01 1) The total value of receivables outstanding and the cost of carrying the receivables O2) 2) Bad debt losses 3) The cost of discounts 4) The sales revenue of the firm 5) The gross margin