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Question 1 (1 point) If Eric's dog ran across a road and caused a driver to swerve and injure a passerby, Eric's umbrella personal liability

Question 1 (1 point)

If Eric's dog ran across a road and caused a driver to swerve and injure a passerby, Eric's umbrella personal liability coverage could cover the expenses of both the driver and the injured pedestrian.

Question 1 options:

True
False

Question 2 (1 point)

Named perils coverage protects the automobile owner against theft of specific items named in the auto insurance policy.

Question 2 options:

True
False

Question 4 (1 point)

Which of the following is the most important reason to carry significant third party liability coverage?

Question 4 options:

It provides excess coverage for accidents caused by uninsured and under insured motorists, when you are not at fault and if insufficient, you would be required to pay the difference.

It provides coverage for any court ordered awards to injured parties if you are at fault and if your coverage is insufficient, you would be required to pay the difference.

It provides excess medical and rehabilitation coverage if you are not at fault.

It would provide medical and rehabilitation coverage for you and the passengers in your car, to the limit you select, and if insufficient, you would be required to pay the difference.

Question 5 (1 point)

If Zack had a replacement value home insurance policy and had a custom made table that he paid for a number of years ago and which was recently appraised for $22 000, the insurance company would pay him $16 000 for it, if it were destroyed in a fire.

Question 5 options:

True
False

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