Question $12$

As a result of having so many banks, regulators do not have the resources to closely monitor each bank on a frequent basis.

False

True

Question $13$

The interest rate charged on loans between depository institutions is commonly referred to as the $\_\_\_\_\_\_\_.$

Depository rate

Federal funds rate.

Primary credit lending rate.

Window rate.

Question $14$

The interest rate charged on loans from the Federal Reserve to banks and it is often referred to as borrowing at the discount window is commonly referred to as the $\_\_\_\_\_\_\_.$

Window rate.

Primary credit lending rate.

Federal funds rate.

Depository rate.

Question $15$

$.........$ Requires that banks and other financial institutions to verify the income, job status, and credit history of applicants before approving their applications.

Mortgage Origination

Sales of Mortgage$-$Backed Securities

Financial Stability Oversight Council

Orderly Liquidation