Question #1: (5 points) Danny puts $2,000 per year into a savings account with a 10% interest rate compounded yearly. Danny starts on her 22nd birthday, and last deposit is on her 33rd birthday. After that, Danny leaves the money in the savings account and lets it earn interest until she is 65. Danny makes deposits over the first 12 years. Pat does not start saving until his 34th birthday. He deposits $2,000 per year into a savings account with a 10% interest rate compounded yearly. His last deposit is on his 65th birthday. Pat makes deposits over 32 years Requirement: A. Which person has more money for retirement? B. Is your answer the same if the interest rate is 3%. Explain