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Maria expects to receive a payment of $36,000 in 3 years. At a discount rate of 8%, what is the present value of this

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Maria expects to receive a payment of $36,000 in 3 years. At a discount rate of 8%, what is the present value of this payment? $23,478.23 $27,586.23 O $36,000 $28,577.96

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