Question 1: According to Jack Nolish, the Director of Michigan Workers Compensation, and our lecture who pays for workers compensation?

-Employees Only

-Employers Only

-The Government

-A combination of employers and employees

-A combination of employers, employees, and the government

Question 2: Given the rather broad definition of benefits used by your text and lectures in this class which of the following is not an employee benefit under this definition?

-Life Insurance

-Pensions

-Workers' Compensation

-Wages

-All of the above are legitimate employee benefits under this broad definition

Question 3: According to Michael Weddell of Willis Towers Watson, which of the following is an advantage of a defined contribution pension plan from the standpoint of an employee?

-Company absorbs risk associated with changes in inflation or interest value levels

-Mobility of the pension plan

-Explicit benefit amount that is known well in advance

-Rewards are based on length of service

-You usually do not have to take any money out of your paycheck to save for retirement.

Question 4: According to Elizabeth Dudek to whom are Employee Assistance Programs Available?

-Full Time Employees with Documented Substance Abuse Issues alone

-Employees With Documented Performance Problems alone

-All Employees of the organization alone

-All Employees and their immediate families

-All employees and retired employees of the organization

Question 5:

According to Pam Collins of Willis Towers Watson, what is the primary reason communication to employees from employers about their benefit package is typically unsuccessful?

-Employers do not give enough detail in their communications to employees about their benefit offerings

-Most employee benefits are provided by third party vendors which prevents employers from providing a uniformed communication strategy to employees about their benefits

-Most employees suffer from information overload and do not have time to sufficiently pay attention to communication about their benefits

-Employers typically use only one medium like a newsletter to communicate about benefits and need to rely more on multiple communication mediums including social media to communicate about benefits with their employees

-Employers typically fail to involve top management in creating a benefits communication strategy

Question 6: According to Dan Davis of Metlife, your textbook and the lecture notes, in which range would benefits, on average, fall into as a company's percentage of total employee compensation?

-25-40 percent

-41-50 percent

-51-60 percent

-61-75 percent

-76-85 percent

Question 7:According to both Jack Nolish and your lecture, which of the following is not an expressed purpose of Worker's Compensation according to the instructor?

-To provide income to employees who lose their job at work because of poor economic conditions

-To decrease litigation between employers and employees

-To promote safety in the workplace

-To provide reasonable income to those injured in the workplace

-To relieve public sources and private charities of financial drains

Question 8: Which employment scenario would most likely result in a worker's compensation benefit claim being denied?

-A worker is scalded and dies at work while fixing a defective lathe.

-An employee crashes his car on the parking premises of his employer badly injuring his back and preventing him from working for a month.

-A foundry worker develops silicosis gradually after many years of exposure to silica.

-A probationary employee employed for only a few hours by his employer crashes an employer provided vehicle into a tree while traveling between work sites of the employer keeping him out of work for over six months.

-An employee is injured while hosting a barbecue at home with friends from work including his boss. The injury prevents him from working for half a year.

Question 9:

All of the following are mandated benefit programs that nearly all employers must pay into or provide to their employees except which one?

-Workers Compensation

-Unemployment Insurance

-Social Security

-Medicare

-Employee retirement programs

Question 10: Each of the following organizations employs the same number of workers. None of the organizations have ever had a worker's compensation claim filed against them. Which of the following organizations would have the highest workers compensation insurance rate payments?

-An organization primarily employing teachers

-An organization primarily employing roofers

-An employer primarily employing accountants

-An organization primarily employing insurance claims adjusters

-All the organizations would have the same workers compensation insurance payments

Question 10: What is the single biggest reason why employers are moving away from a fixed benefit package (one standardized benefit package for all) for employees toward a more flexible benefits package?

-The diversity of the labor force has made standardized benefit packages less practical

-Its tax efficiency

-Contributory employee financing can be used with flexible benefit packages but not with fixed benefit packages

-It is easier and more economical for human resource administration

-It requires less education and training about benefits to employees