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Question 1: Anna Waldheim was seriously injured in an industrial accident. She sued the responsible parties and was awarded a judgment of $2,000,000. Today, she

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Question 1: Anna Waldheim was seriously injured in an industrial accident. She sued the responsible parties and was awarded a judgment of $2,000,000. Today, she and her attorney are attending a settlement conference with the defendants. The defendants have made an initial offer of $16,000 per year for 25 years. Anna plans to counteroffer at $255,000 per year for 25 years. Both the offer and the counter-offer have a present value of $2,000,000, the amount of the judgment. Both assume payments at the end of each year. a. What interest rate assumption have the defendants used in their offer (rounded to the nearest whole percent)? b. What was the interest rate assumption that Anna and her lawyer used in their counteroffer (rounded to the nearest whole percent}? c. Anna is willing to settle for an annuity that carries an interest rate assumption of 9%. What annual payment would be acceptable to her? Question 2: While vacationing in Florida, John Kelley saw the vacation home of his dreams. It was listed with a sale price of $200,000. The only catch is that John is 40 years old and plans to continue working until he is 65. Still, he believes that prices generally increase at the overall rate of inflation. John believes that he can earn 9% annually after taxes on his investments. He is willing to invest a fixed amount at the end of each of the next 25 years to fund the cash purchase of such a house (one that can be purchased today for $200,000) when he retires. a. Ination is expected to average 5% per year for the next 25 years. What willohn's dream house cost when he retires? b. How much must John invest at the end of each of the next 25 years to have the cash purchase price of the house when he retires? c. If John invests at the beginning instead of at the end of each of the next 25 years, how much must he invest each year? Question 3: Bond value and changing required returns Midland Utilities has outstanding a bond issue that will mature to its 51,000 par value in 12 years. The bond has a coupon interest rate of 11% and pays interest annually. a. Find the value of the bond if the required return is (1) 11%, (2) 15%, and (3) 8%

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