QUESTION 1 Assume you owe the following 40 in 3 years, 48 in 2 years and 40 in one year, using a discount rate of 5% find the present value of what you owe. (Please use 5 decimal places and do not use a $ symbol in your answer) QUESTION 2 If you own an investment that will pay out $521 per year for the next 3 years, value what the company is worth today using a discount rate of 3% (Please use 5 decimal places and do not use a $ symbol in your answer) QUESTION 3 If you own a company that will pay out $434 per year for the next 4 years, value what the company is worth today using a discount rate of 6% (Please use 5 decimal places and do not use a $ symbol in your answer) QUESTION 4 You plan to buy an engagemnt ring in 3 years. Assume you can earn an interest rate of 2% on whatever is in your bank account. If you can add 2259 to your account today 2198 to your account in one year and 2070 in two years, how much should be in your account in 3 years? (Please use 5 decimal places and do not use a $ symbol in your answer)