Question 1: Compare the monthly payments and total loan costs for the following pairs of loan options. Assume that both loans are fixed rate and have the same closing costs.

You need a ?$200,000 loan.

Option? 1: a? 30-year loan at an APR of 9.5?%.

Option? 2: a? 15-year loan at an APR of 9%.

Find the monthly payment for each option.

The monthly payment for option 1 is ?$

The monthly payment for option 2 is ?$

?(Do not round until the final answer. Then round to the nearest cent as? needed.)

Find the total amount paid for each option.

The total payment for option 1 is ?$

The total payment for option 2 is ?$

?(Use the answers from the previous step to find this answer. Round to the nearest cent as? needed.)

Compare the two options. Which appears to be the better? option?

A. Option 2 is the better? option, but only if the borrower can afford the higher monthly payments over the entire term of the loan.

B. Option 1 is the better? option, but only if the borrower plans to stay in the same home for the entire term of the loan.

C. Option 2 will always be the better option

D. Option 1 will always be the better option.

2. Compare the monthly payments and total loan costs for the following pairs of loan options. Assume that both loans are fixed rate and have the same closing costs.

You need a ?$80,000 loan.

Option? 1: a? 30-year loan at an APR of 5.55?%.

Option? 2: a? 15-year loan at an APR of 5.15?%.

Find the monthly payment for each option.

The monthly payment for option 1 is ?$

The monthly payment for option 2 is ?$

?(Do not round until the final answer. Then round to the nearest cent as? needed.)

Find the total amount paid for each option.

The total payment for option 1 is ?$

The total payment for option 2 is ?$

?(Use the answers from the previous step to find this answer. Round to the nearest cent as? needed.)

Compare the two options. Which appears to be the better? option?

A. Option 2 is the better? option, but only if the borrower can afford the higher monthly payments over the entire term of the loan.

B. Option 1 is the better? option, but only if the borrower plans to stay in the same home for the entire term of the loan.

C. Option 2 will always be the better option

D. Option 1 will always be the better option

Question 2: Answer all questions below

Duestlon 2 [I13 points) The drop in housing values has a Iavealth effect that most directly affects which component of aggregate cieman cl? Question 2 options: - Government Purchases - Investment . Guestlon 3 {0.3 points] The drop in new housing construction most directly affects Ia'vhich component of aggregate demand? Question 3 options: I w - Government Purchases . . - Advanced Micro Devices TAXAS Instruments 2008 200 2007 200 2008 2008 200 2007 Total assets $ 7.675.0 100.0% $ 11.850.0 100.0% $ 11.9830 100.0% $ 12,647.0 100.015 Total liabilities 27,7570 101. 125 8,560.0 215970 21.8%E 2169270 2134 Total owners' equity $ (82.0) 2.980.0 25.0%/S 8 326.0 8.975.0 78.79 Total liabilities and owners equity $ 7,676.0 100.0% 5 11,650.0 . 100.094 5 11,9230 100.0% $ 126670 100.0% REQUIRED Income statement questions: 1. For 2008, which company has higher total revenues? Are total revenues for each company higher or lower over the two year period? 2. What is the percent change in total revenues from 2007 to 2008 for each company? 3. Is the percent of total expenses to total revenues for each company increasing or decreasing over the two year period? Balance sheet questions: 4. For 2008, which company has higher assets? Are total assets for each company higher or lower over the two year period? 5. What is the percent change in total assets from 2007 to 2008 for each company? 6. Is the percent of total liabilities to total liabilities + owners' equity increasing or decreasing? As a result, is there more risk that each company could not pay its debts? Integrative income statement and balance sheet questions: 7. Are the companies operating efficiently by using the least amount of asset investment to generate a given level of total revenues? Compute total asset turnover for each company for 2008m... mmmmmnm 33%....\"- m\" mmmmmmw REQUIRED Inoome statement questions: "I. Are total revenues for Wat-Hart higher or tower over the four year period? 2. 1ll'tlhat is the percent change in total revenues from 2006 to 2009? 3. Is the percent of total expenses to total revenues increasing or decreasing over the four year period? Balance sheet questions: 4. Are total assets for Wat-M art higher or tower over ttre four year period? 5. 1ll'tlhat is the percent change in total assets from 2:106 to 20W? B. Is the percent of total liabiities to total liabilities + owners' equity:I increasing or decreasing? As a reth is there more risk that Wat-Mart could not pay its debts? Integrative income statement and balance sheet questions: I. Is Wat-Mart operating more or less efciently from sun? to 200-9 try using the least amount of asset investment to generate a given level of total revenues? Lab: Thermodynamics of the dissolution of borax Question 10: The equation to determine the thermodynamics properties of dissolution of borax reaction is given below and a linear fitting curve of the In Ksp as a function of temperature is also given. Please calculate the AS of the reaction. ( constant, R = 8.314 J/[mol. Kelvin]) In K= AH" + R R 0903 01031 0.0032 01033 0.0034 0.0035 0.0036 y m x + b Solving procedures: -3 V = -10449x + 31.669 R? = 0.8851 1/Tamparature /K)