QUESTION 1 Delta Insurance company has a loss adjustment expense of 423, underwriting expenses equalling 64 while their losses incurred is 122 Furthermore, thele investments have created a profit of 112. If the company has collected a total of 852 in premiums this year, how much would their loss ratio be? QUESTION 2 United Insurance company has a loss adjustment expense of 701, underwriting expenses equalling 276 while their losses incurred is 93. Furthermore their Investments have created a profit of 53. If the company has collected a total of 948 in premiums this year, how much would their combined ratio be