Question \#1: Determine if Insuricare is profitable using the following ratios. 1.a.: Loss Ratio (use the Balance Sheet) For the remainder, use the Income \& Expense Statement 1.b.: Expense Ratio 1.c.: Combined Ratio 1.d: Investment Income Ratio 1.e.: Overall Operating Ratio 1.f.: Yes the insurance company is profitable/No, the insurance company is not profitable. Question \#2: From the same income \& expense statement sheet, determine the rates/premiums for Bob and Helen's policy. 2.a.: Pure Premium Assume 350,000,000 units. 2.b.: Gross Rate Assume loading is 40%. Your answer will be a monetary unit per $100 in coverage (exposure unit) 2.c.: Gross Premium Bob and Helen want $150,000 in coverage on their dwelling. Your answer will show what their total premium is. Insuricare Balance Sheet December 31,2022 Insuricare Income and Expense Statement January 1, 2022-December 31,2022