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QUESTION 1 % higher than those who start taking benefits at age 62 Those who wait and start claiming Social Security benefits at age 70

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QUESTION 1 % higher than those who start taking benefits at age 62 Those who wait and start claiming Social Security benefits at age 70 are a full B A 20% O B.62% O C70% O 0.00% QUESTION 2 Human resource managers say the following are major concers employers have about employees aged 60+ (select all that apply A Professionalism Flexiblity OC Mastery of technical skills BD Productivity QUESTION 3 Changing jobs in older adulthood can result in sharply reduced emings True False NUESTION 1 QUESTION 1 Those who wait and start claiming Social Security benefits at age 70 are a full % higher than those who start taking benefits at age 62. A. 25% B. 62% C. 76% D. 50% 1 points Saved QUESTION 2 Human resource managers say the following are major concerns employers have about employees aged 50+ (select all that apply): A. Professionalism B. Flexibility C. Mastery of techinical skills D. Productivity 2 points Saved QUESTION 3 Changing jobs in older adulthood can result in sharply reduced earnings. True False 1 points Saved QUESTION 4 Even late in their careers (55-64yrs), two of every five households have incomes at or below A. $75,000 B. $50,000 O C. $61,000 $ D. $82,000 1 points Save Answer QUESTION 5 In a 2014 survey, % of respondents had not saved anything for retirement. A. 11% B. 36% C. 25% D. 52% % 1 points Save Answer QUESTION 6 According to behavioral economics, one problem in saving for retirement among many is myopia. True False 1 points Save Answer QUESTION 7 Student loan debt now exceeds credit card debt. True False 1 points Save Answer QUESTION 8 The average student loan debt is: O A. $10,500 B. $15,300 O C. $29,400 O D. $23,800 1 points Save Answer QUESTION 9 The federal government has imposed which of the following as penalty for drawing on a 401(k) before 591/2 years of age: A. 10% penalty B. Employers withhold 20% of distributions paid directly to receipients C. All are correct D. Pay regular income taxes on withdrawn amount 1 points Save Answer QUESTION 10 % of the older population rely on Social Security as their primary source of income. A. 75% B. 50% O C. 43% D. 84% 1 points Save

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