Question 1: If we assume there is no transaction account deductions, according to Exhibit 11.3, calculate the minimum reserve requirement for the bank. Does the bank have enough reserve? EXHIBIT 11.2 Reserve Requirement Percentages for Depository Institutions Effective in 2014 Type of Deposit Percentage Net transactions accounts Exempt amount Up to 0 5133 million $89.0 million $89.6 million 3 10 Over Al other liabilities 0 Source Board of Governor of the Federal deurve System. Thes, November 5, 2011 Question 2: Assign the risk weight for each asset and calculate the risk-weighted assets for the bank. Question 3: Calculate how much Tie 1 capital and Tie two capital the bank has, 6:26 learn-us-east-1-prod-fleet01-xythos.s3.amazonaws.com Question 4: Calculate the following four ratios and tangible common equity ratio for the bank. Does the bank meet the current minimum? CETI Commenspilty Tier Capital TE Seebide A Leverage Capital Ratio: Tier 1 capital divided by total assets net of goodwill and disallowed intangible assets and deferred tax assets. Ri weighted Assets millow so View shvault and reserve Demand die AR NOW & ATS US Treasury bille 65 Loans Real Estate hanc 17 families Real Estate 450 Money deposit JSOU Other was depois Time deposits below ce Fully Insured Brokered Deporte Time deposits abse SO Commercial um 160 Individual Allowance for loans 70 -0 Nerans 710 Fed funds purchased cale FHB Total while before Subordinated Sundited & Debes Total liabilities levestments Municipal securmes Kreve bad Carte bonds Federal Terveeck CMO backed by Britis Domestic depository 40 30 10 25 Stockholders' Equity cestock da pada capital Minority imresti sidiaries IS 20 US agencies pocit per Premises, equity other ats 10 Trust gefordeck 10 fond Total Stockholders Equity Foreign debt securities Total lavestments 10 165 Total Les and Stockholder's Lily Goodwil 101 Total assets 1000 Question 1: If we assume there is no transaction account deductions, according to Exhibit 11.3, calculate the minimum reserve requirement for the bank. Does the bank have enough reserve? EXHIBIT 11.2 Reserve Requirement Percentages for Depository Institutions Effective in 2014 Type of Deposit Percentage Net transactions accounts Exempt amount Up to 0 5133 million $89.0 million $89.6 million 3 10 Over Al other liabilities 0 Source Board of Governor of the Federal deurve System. Thes, November 5, 2011 Question 2: Assign the risk weight for each asset and calculate the risk-weighted assets for the bank. Question 3: Calculate how much Tie 1 capital and Tie two capital the bank has, 6:26 learn-us-east-1-prod-fleet01-xythos.s3.amazonaws.com Question 4: Calculate the following four ratios and tangible common equity ratio for the bank. Does the bank meet the current minimum? CETI Commenspilty Tier Capital TE Seebide A Leverage Capital Ratio: Tier 1 capital divided by total assets net of goodwill and disallowed intangible assets and deferred tax assets. Ri weighted Assets millow so View shvault and reserve Demand die AR NOW & ATS US Treasury bille 65 Loans Real Estate hanc 17 families Real Estate 450 Money deposit JSOU Other was depois Time deposits below ce Fully Insured Brokered Deporte Time deposits abse SO Commercial um 160 Individual Allowance for loans 70 -0 Nerans 710 Fed funds purchased cale FHB Total while before Subordinated Sundited & Debes Total liabilities levestments Municipal securmes Kreve bad Carte bonds Federal Terveeck CMO backed by Britis Domestic depository 40 30 10 25 Stockholders' Equity cestock da pada capital Minority imresti sidiaries IS 20 US agencies pocit per Premises, equity other ats 10 Trust gefordeck 10 fond Total Stockholders Equity Foreign debt securities Total lavestments 10 165 Total Les and Stockholder's Lily Goodwil 101 Total assets 1000
