Question 1: In terms of employee health benefit reimbursements, the most restrictions on choice of health service providers are imposed by which of the following health plans or accounts?

-Fee for Service Plans

-Health Maintenance Organizations

-Health Reimbursement Accounts

-Health Savings Accounts

-Preferred Provider Organizations

Question 2:

Using the Martocchio's definition of wellness programs which one of the following is least considered to be part of a wellness program?

-On-site fitness centers

-Nutrition programs

-Telecommuting

-Smoking cessation programs

-Employee assistance programs

Question 3:Which of the following cafeteria plans provides a basic set of benefits for all employees that is supplemented by additional benefits which are chosen by employees?

-Flexible Spending Accounts

-Core-Plus-Option Plans

-Premium or Pretax Salary Reduction Plans

-Modular Plans

-Mix and Match Plans

Question 4:The maximum dollar amount an individual can contribute to their defined contribution plan is $19,500 except for employees who are _____ and up who can contribute an additional $6,500 to catch-up in retirement contributions

-40

-50

-55

-60

-62

Question 5:Which is not a characteristic of preferred provider organizations?

-Primary care physician

-Networks

-Covers preventive procedures like annual physicals

-Portion of health benefit will be reimbursed for services outside network

-Co-payments

Question 6:

Which of the following is not considered a discretionary benefit (voluntarily provided by the employer)?

-Short Term Disability

-Unemployment Insurance

-Pension Programs

-Paid Military Leave

-Paid Holidays

Question 7:

Which of the following is not a type of stock option plan?

Discounted stock option plans

Stock appreciation rights

Phantom stock plans

Restricted stock plans

Defined benefit plans

Question 8:

According to Jeff Tomschin of PeopleMost, the instructor and Martocchio which of the following benefits is most likely offered to part -time employees of organizations?

-Medical insurance

-Dental Insurance

-Vision Insurance

-Paid Time Off

-Eligibility for participation in 401k Defined Contribution Plan

Question 9:

According to the instructor which category of employee benefits is the newest for employees?

According to the instructor which category of employee benefits is the newest for employees?

-Legally Required Benefits

-Accommodation and Enhancement Benefits

-Health Protection Programs

-Paid Time-Off

-Income Protection Programs for Retirement

Question 10:

What is the health insurance program that is offered through Social Security?

-Health Reimbursement Accounts

-Medicare

-Old Age Survivor and Disability Insurance Act (OASDI)

-Health Maintenance Organizations

-Preferred Provider Organizations