Question #1 of 5 Question ID: 541250 Bethany purchases a fixed annuity that will pay a guaranteed minimum interest rate of 4% for the next 5 years. At that time, the insurance company will begin paying a monthly benefit for the remainder of Bethany's life. Now, suppose that during one year, the insurer actually earns only 3%. The insurance company is responsible for crediting what percentage on Bethany's fixed annuity policy? OA) 4% O B) 0% OC) 3.5% OD) 3% 12