QUESTION 1

The WCOB has the following information about its balance sheet: $650 million in interest bearing deposits with an average interest rate of 1.86%, $167 million in demand deposits, $739 million in loans and securities with an average interest rate of 3.49%, and $22 million In cash. What is their net interest income? Note: Answer in millions of dollars, report two decimal places.

QUESTION 2

The WCOB Bank as received the following ratings from the FDIC: Liquidity: 1 Earnings Quality: 1 Capital Adequacy: 2 Systematic Risk: 1 Management Quality: 3 Asset Quality: 2 What is their composite CAMELS rating? Note: Report two decimal places.

The wCOB has the foliowing intormation about its balance sheet 1050 millon ih interest bearng deposits with an average interest rate of 1.86%,$167 millon in demand deposits. $73 milion in loans and seourties with an aveepe interest tate of 3.49%, and $22milion in cash. What is their net interest income? Note: Answor in millions of dollars, report two decinal places. QUESTION 2 The wCOS But ur leowived the folowing rating toon the FDIC. velider 1 Etoninge Quality 1 Cophal Aonguacy 2 Mhioement Ouality 3 Asuer Quity. 2 What is thet compoule caMeLs reting? Hote Feport tono decimai niaper