Question 1: What are the main reasons Dr. Zingales described in Congress as leading to the vulnerability of Lehman Brothers in 2008? Briefly support your answer (50 to 100 words excluding references, from the course or related)

Question 2: Dr. Zingaless testimony includes subtle references to where regulators failed. Choose one and explain it (50 to 100 words excluding references, from the course or related)