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QUESTION 1 Which of the following is true of an assignment? a) The assignee and the landlord have no legal relationship. b) The assignor is

QUESTION 1

Which of the following is true of an assignment?

a) The assignee and the landlord have no legal relationship.

b) The assignor is no longer responsible for the obligations under the lease.

c) The assignor is liable to the landlord for damages.

d) The assignee acquires all the rights that the assignor had under the lease.

QUESTION 2

Which of the following statements is true of a sublease?

a) The sublessee has a duty to pay rent only to the landlord.

b) The landlord can sue the sublessee to recover rent payments.

c) The landlord and the sublessee do not have a legal relationship.

d) The sublessee acquires all rights under the original lease agreement.

QUESTION 3

Which of the following legislations prevents all protected classes from discrimination in accommodation?

a) the Fair Housing Act of 1968

b) the Americans with Disabilities Act of 1990

c) the Civil Rights Act of 1866

d) the Rent Stabilization Law of 1969

QUESTION 4

Jack Mendez, owner of a car remodeling company, needed a temporary place to store some heavy machinery for a day. Finding no other option, he decided to store the machinery at his rented apartment. When Jack kept the machinery in the living room, the floor beneath the spot developed cracks. Which of the following duties of a tenant did Jack breach by bringing the machinery into his home?

a) duty not to commit waste

b) duty not to use leased premises for illegal or nonstipulated purposes

c) duty to pay rent

d) duty to deliver possession

QUESTION 5

Chris rented an apartment from Donald. Due to personal reasons, Chris decided to transfer all his rights under the lease to his friend Dave. Dave partially transferred his rights under the lease to his friend, Pam. While living in the apartment, Pam accidentally burned down a part of the kitchen. Donald paid for fixing the kitchen. By the time of this accident, Donald had also transferred his rights to receive rent for the lease to Chad.

Which of the following kinds of lease agreements exists between Chris and Dave?

a) an assignment

b) an easement

c) an accommodation

d) gross lease

QUESTION 6

Matheson's car was damaged when a hurricane hit the town he lived in. But since his car was insured, it was restored. Matheson himself was severely injured in the disaster, rendering him paraplegic. Matheson was forced to hire a chauffeur to drive him around.

If Matheson wishes to be covered for the possibility of the chauffeur getting into an accident, he would require a(n) ________.

a) deductibility clause in his automobile insurance

b) double indemnity clause in his automobile insurance

c) omnibus clause in his automobile insurance

d) collision clause in his automobile insurance

QUESTION 7

The owner of the policy in a life insurance without exception is the ________.

a) person who pays the premiums

b)person who receives the insurance proceeds

c) next of kin of the insured person

d) insurance company that issues the policy

QUESTION 8

Which of the following statements is true of a personal articles floater?

a) The coverage does not include loss or damage caused during travel.

b) The coverage includes insurance of intangible properties.

c) The insured can insure specific body parts using this policy.

d) The insurance company will charge an increased premium based on the articles insured.

QUESTION 9

Which of the following statements is true of the suicide clause in a life insurance?

a) The insurer is liable to pay in cases of legitimate suicides even if the life insurance policy had elapsed.

b) The suicide clause has a specified date set.

c) The suicide has to occur within the specified date for payment.

d) The insurer doesn't have to pay the beneficiary even if the suicide takes place after the specified date.

QUESTION 10

________ is a form of property insurance that insures an automobile from loss or damage due to causes other than collision.

a) Omnibus insurance

b) Comprehensive insurance

c) No-fault automobile insurance

d) Coinsurance clause

QUESTION 11

Who is an executor of a probate?

a) a person designated in the will to conduct the probate

b) an person who is usually appointed to help administer the estate and to complete the probate

c) a person appointed by the government to conduct the probate

d) a person who is beneficiary of the probate

QUESTION 12

A ________ is a document that states which lifesaving measures the signor does and does not want; can specify that he or she wants such treatments withdrawn if doctors determine that there is no hope of a meaningful recovery.

a) living will

b) living trust

c) health care proxy

d) health care directive

QUESTION 13

Which of the following does a health care directive outline?

a) who is to make all health care decisions in accordance with the living will on behalf of the signor

b) which lifesaving measures the signor does and does not want

c) what treatments are to be withdrawn if doctors determine there is no hope of a meaningful recovery

d) why the signor has decided to withdraw life-support systems

QUESTION 14

When does the deceased's property, in intestacy, escheat to the government?

a) when the deceased has no living relatives

b) when the deceased leaves behind property that has an existing mortgage on it

c) when the deceased has no lineal descendants

d) when the deceased has executed a living will prior to his or her illness or death

QUESTION 15

Which of the following beneficiaries is considered a lineal descendant of the testator?

a) a spouse

b) a sibling

c) a parent

d) a child

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