Question 10 2 pts When negotiating a loan that produces positive leverage, which of the following would increase the investor's before-tax internal rate of return? Increased loan-to-value ratio Increased interest rate O Decreased loan-to-value ratio O Increased discount points Shorter amortization term Question 11 2 pts The capitalization rate is: Always equal to the discount rate None of the above Always less that the discount rate Net operating income divided by property value Always greater than the discount rate Question 12 2 pts The amount of leverage increases as: The interest rate on the mortgage increases None of the above The loan-to-value ratio increases The value increases The equity investment increases