Question 10 5 pts You are borrowing $250,000 to buy a house using a standard 30-year mortgage. Your mortgage lender offers a s 50% mortgage with no points, or a 5-20% mortgage with X points. You plan on living in the house for eactly 48 months, paying only the required payment each month and without refinancing your mortgage. What points will make you indifferent between the two mortgages? Use the 5.50% rate to discount cash flows between the two options Note: all rates in the problem are nominal annual rates with monthly compounding. Recall, 1 point is 1% of the mortgage. Carry your answer to 2 decimal places. For example, if your answer is 1.255 points, answer "1.26