Question 11 2 pts Bill stole one of Flower's checks. The check was filled out with the amount of $1000, made payable to Jackson. The check was drawn on Wells Fargo Bank. Bill forged Jackson's signature on the back at Amscot Check Cashing. Amscot deposited the check in its account at Bank of America. Bank of America proceeded to collect the funds from Wells Fargo. Who will bear the loss, assuming the amount can not be recovered from Bill. Amscot Flower Jackson Wells Fargo Bank of America Question 12 1 pts Johnson died and left a negotiable instrument to his grandson, Shelton Johnson held the instrument as a HDC. Shelter provision allows Shelton to retain the HDC status. True False Question 13 2 pts Johnson is a HDC of a negotiable instrument that he received from his grandson Shelton Johnson produces the instrument to the maker who denies payment to Johnson. He is able to use the defense of Illegality Incapacity Lack of consideration Nondelivery