Question 11 pts

U.S. banks are chartered by different government agencies depending on whether they are national or state banks.

Group of answer choices

True

False

Flag question: Question 2Question 21 pts

Which is not represented by CAMELSI in banking regulation?

Group of answer choices

equity

earnings

management

capital

information technology

sensitivity to market risk

liquidity

Flag question: Question 3Question 31 pts

Bank examiners assign bank ratings in the scale of

Group of answer choices

1 - 5

1 - 4

0 - 5

0 - 3

0 - 4

Flag question: Question 4Question 41 pts

In this week's guest lecture ppt pages 25 - 27, which bank is safer in the eye of the bank regulators?

Group of answer choices

A

B

neither

both

Flag question: Question 5Question 51 pts

In order to be classified as well capitalized, a bank needs to have a risk based capital (RBC) ratio of at least ___________%.

Group of answer choices

10

2

15

8

Flag question: Question 6Question 61 pts

If a bank is rated critically undercapitalized, OCC can close the bank ___________.

Group of answer choices

within 90 days

within 30 days

right away

within one year

Flag question: Question 7Question 71 pts

The Basel Accord is ________________.

Group of answer choices

an international banking regulatory act

a ski resort where international banking regulators meet

a banking conference in Italy

a U.S. regulation.

Flag question: Question 8Question 81 pts

In the eye of banking regulation, commercial loans are riskier than mortgage loans.

Group of answer choices

True

False

Flag question: Question 9Question 91 pts

bank regulators are not concerned about ________.

Group of answer choices

the nationality of the bank's owner

liquidity of the bank

competency of management of the bank

the bank's asset quality and its riskiness

Flag question: Question 10Question 101 pts

FDIC insures bank deposits __________.

Group of answer choices

up to a limited amount

without limit, infinite amount

Flag question: Question 11Question 110 pts

Are you interested in working in banking regulation?