Question 11 Sylvia draws a check on ABC Bank payable "to the order of Ann Smith," Ann indorses it and deposits it in First Bank. Ann's bank is a: Oa drawee bank Ob. payee bank Oc collecting bank Od payor bank (4 points) Time remaining 24:10 Not Yet Answered Question 12 Barry presents to Wake Bank for deposit in his account a check for $100 made out to him by Richard. Wake Bank provisionally credits Barry's account on Monday, when is payment final? O a Automatically at the end of the third business day. Ob. Midnight Tuesday Oc. When Richard's bank receives the check Od. When the $100 has been collected from Richard's bank. (4 points) Not Yet Answered Time remaining: 2418 3:30 PM