Question 12 (1 point) Alex is now 35 years old. In 2017, she contributed $4,000 to a Roth IRA. She contributed another $2,000 to the Roth IRA in 2018. Now it is November 2022, and her account is worth $13,000. If she withdraws $9,000 to put a down payment on a car, $9,000 is taxed and penalized O $9,000 is taxed and $3,000 is penalized $3,000 is taxed but not penalized $3,000 is taxed and penalized