QUESTION 12 A minor who makes a cheque payable to a holder is always liable to the holder True False QUESTION 13 A hire purchase agreement gives only possession of the chattel, not ownership True False QUESTION 14 Libel and defamation are two distinct areas of law when it comes to posting untrue comments meant to malign the reputation of another on the Internet o True False QUESTION 15 The law of privacy balances an individual's night to privacy against the individual's right to security the needs of society in a democratic stato the needs of society and an individual's right to privacy the needs of society and court decisions relating to privacy the rouements of tool privacy against those of personal privacy