Question 12 Not yet answered Marked out of 2.00 Flag question Which of the following statements is true? O a. APRA's philosophy to supervision is early intervention through active management of regulated financial institutions and the application of SOARS and other early-warning systems and preventative measures. O b. The SOARS matrix levels of action for APRA to pursue include normal, oversight, suggested improvement, restructure. O c. The SOARS system integrates a probability rating with an impact rating to provide multiple measures, which is used to determine a supervisory response in the PAIRS. O d. The PAIRS system integrates a probability rating with an impact rating to provide multiple measures, which is used to determine a supervisory response in the SOARS