Question 13 1 pts (TRUE or FALSE?) For secured short-term loans, lenders require short-term assets as a collateral because they are generally more liquid than long-term assets and are easier to convert to cash if the borrower defaults on the loan. True False Question 14 1 pts Which of the following statement is incorrect? Most of the answers are correct. Exchange rates fluctuate every day due to changing world conditions. Quotas are taxes assessed by Country A on the goods of Country B that are sold in Country A. International diversification could be beneficial because if the economy or market is weak in one country, it may be stronger in another. Eurozone countries can still conduct their fiscal policies as individual nations even though their monetary policy had been centralized and delegated to the European Central Bank