Question 13 (2 points) Which theory describing the shape of the yield curve states that long-term interest rates are a function of short-term rates? a) Liquidity premium theory Ob) Market segmentation theory Oc) Expectations hypothesis d) None of these Question 14 (2 points) These short-term securities generally arise from foreign trade and represent a draft! dawn on a bank for payment when presented to the bank. a) Commercial paper Ob) Banker's acceptances