Question 13 (3 points) At retirement in 40 years, an investor decides $2,000,000 in total will be needed. The investor has $30,000 currently saved. If the investor plans on contributing an additional $5,000 at the end of each year, approximately what rate of return will be needed? 1) less than 5% 2) 8% 3) 10% 4) 12% 5) 18%