Question 13 6.25 pts What is the spread effect? The effect that a change in the spread between rates on RSAs and RSLs has on net interest income as interest rates change. The premium paid to compensate for the future uncertainty in a security's value. Periodic cash flow of interest and principal amortization payments on long-term assets that can be reinvested at market rates. The effect of mismatch of assets and liabilities within a maturity bucket. The value of an Fl to its owners