Question 14 (1 point) In 2010, the issued a ruling that makes it more difficult for profit-seeking firms to offer unpaid or low- wage internships. U.S. Department of Education U.S. Department of Finance U.S. Department of Revenue U.S. Department of Labor Question 15 (1 point) The benefit of a(n) _ is that the contributions you make reduce your taxable income in the same tax year, and the earnings on your contributions are tax deferred, allowing them to grow more rapidly. mutual fund Roth individual retirement account Exchange Traded Fund traditional individual retirement account