question 14 and 15 thank you very much

Suppose you just won the state lottery, and you have a choice between receiving $2,575,000 today or a 20 -year annuity of $250,000, with the first payment coming one year from today. What rate of return is built into the annuity? Disregard taxes. 6.41% 7.37% 4.74% 7.44% 7.13% You sold a car and accepted a note with the following cash flow stream as your payment. What was the effective price you received for the car assuming an interest rate of 7.0% ? $5,081 $5,840 $5,723 $6,716 $6,424