Question 15 (1 point) Which of the following installment loans is most often secured with collateral and has a fixed interest rate? a b Payday Loan Personal Loan from a bank Auto Loan Credit Card d Question 16 (1 point) Which of the following could lead to a higher APR on a loan? a b Maintaining low balances on credit accounts A high FICO Score (i.e. 800) Paying all of your credit accounts on time A low FICO Score (i.e. 650) d Question 17 (1 point) Which of the following examples on a credit report would show the BEST history of making payments on a credit account? a b OK 30 OK 30 OK 30 OK 30 OK 30 OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK OK 30 60 90 OK 30 60 90 OK 30 60 90 OK 30 60 90 OK OK 30 60 OK 30 60 OK 30 60 OK 30 60 OK OK OK OK C d