Question 15 3 pts On January 1, 2020, Harvey Company loaned cash in exchange for a 2-year, $12,000, 8% note. The market rate of interest for a note of similar risk is 10%. What effect does this note have on Harvey's net income for the year ended December 31, 2020 (round to the nearest dollar if necessary)? $1,158 increase O $960 increase $1,200 increase O $992 increase O $198 increase