Question 16 Not yet Practical questions related to lecture and tutorial teaching As discussed in our banking industry lecture, which of the following knowledge points is/are correct (Multiple answers allowed)? answered Marked out of 3.00 A. An important distinction between current deposits and call deposits is that only current deposit accounts have a cheque facility. P Flag question B. Funds in accounts with cheque facilities are known as current deposits, and deposits that can be withdrawn on demand from accounts without cheque facilities are classified as call/demand deposits. C. When a bank prepares its financial report, it will separate funds in accounts with a cheque facility and other similar accounts without cheque facilities. D. only call deposit accounts pay interest to the depositor. E. banks charge transaction fees on current accounts but not on call deposit accounts. Question 17 Not yet answered Practical questions related to lecture and tutorial teaching Which of the following statements regarding the secondary market transaction is correct? Marked out of 2.00 Flag question A. Primarily involve transfers of ownership between existing shareholders. B. The proceeds of a secondary market transaction go to the investor who sells the securities, not to the security's issuer. C. A liquid secondary market is where companies borrow more heavily and issue more additional shares. D. Primarily involve changes in the ownership of shares issued at least six months after IPO. Question 18 Not yet Practical questions related to lecture and tutorial teaching Which of the following statements is/are correct (multiple answers allowed)? answered Marked out of 2.50 P Flag question A. Secured debt is backed by a claim over a specified asset, known as the collateral B. From the borrower's perspective, it would be more attractive to buy the unsecured debt. C. Unsecured debts are issued by reputable issuers. As a result, they generally have the same risks as secured debt. D. From the lender's perspective, unsecured debt is riskier than secured debt. E. If the issuer of secured debt defaults, the borrower can seize the assets that have been pledged as security and sell them. Question 19 Not yet Easy question from the extra McGraw-Hill practice MCQ Lending to the government by banks mainly takes the form of the purchase of government-issued securities. The reasons why banks invest in these securities include (multiple answers allowed): answered Marked out of 2.00 A. government securities are a primary source of liquidity for banks P Flag question B. government securities allow a bank to manage its interest rate sensitivity. C. government securities provide yields that are higher than the returns on other investments. D. regulations require banks to hold government securities. U