Question 16 Pat and Marie have the following expenses and account balances: What is their EMERGENCY FUND RATIO Pat's annual 401(k) plan contribution: $16,500 Pat's annual salary: $100,000 Current liabilities: $24,000 Housing costs (P&I&T&I) monthly: $2,167 Cash & Cash equivalents:$20,000 Monthly nondiscretionary cash flows: $10,000 Monthly debt payments other than housing: $500 Pat's employer matches $1 for $1 up to 3% of Pat's salary in his 401(k) plan. 2 months. O 3 months. O 0.25 months. 1 month