Question 16/1 pont) Cloud words independently, earning a fairly modest income. Fearing that illness or nury could stop her Income for a period, she decides to take out an individual diability policy. She qualifies for $2,250 a month of benefits but after allowing for ment car payments and other living expenses, she has insufficient funds left over to afford the premiums for the full benefit. She decides that she can afford $1,500 a month of coverage, but might be able to handle more premium in a few years, as her business grows What rider would be most appropriate for Claudia to add to her disability policy? a) Future purchase option O Disability waiver of premium. Od Indexing of prior Income Od Arehabilitation benefit