Question 17.17. The share of the mortgage market held by savings and loans is approximately: (Points : 3)

80% two-thirds 50% 25% 10% or less

Question 18.18. During the last years of an amortizing mortgage loan, the lender applies (Points : 3)

most of the monthly payment to the outstanding principal balance all of the monthly payment to the outstanding principal balance most of the monthly payment to interest on the loan all of the monthly payment to interest on the loan the monthly payment equally to interest on the loan and the outstanding principal balance