QUESTION 17 (Bonus Question, 5 points). Which of the following statements is correct? A The availability of a liquid secondary market for asset-backed securities discouraged Fis to follow an originate-to-distribute strategy of loan origination B. Securitization of assets increases the Fl's capital requirements c. When a Special Purpose Vehicle (SPV) creates asset-backed securities, the SPV retains ownership of the original assets. D.Investors in a Structured Investment vehicle (SIV) have direct right to the cash flows on the underlying portfolio of the Siv. E. None of the above