Question 18 1 pts Which of the following is likely to increase interest rate risk? O using interest rate futures contracts maturity matching using fixed-rate loans O using interest rate caps Question 19 1 pts If Bank ABC has a negative gap and Bank XYZ has a positive gap. Which of the following is true? Bank XYZ is adversely affected by rising interest rates, Bank ABC is adversely affected by falling interest rates, Bank XYZ is more favorably affected by falling interest rates. Bank ABC is more favorably affected by falling interest rates