Question 18 1 pts You have $500 that you would like to invest. You have two choices: Savings account A which earns 8% compounded annually, or savings account B which earns 7.75% compounded semi-annually. Which would you choose and why? a. A because it has the higher quoted APR b. A because the future value in one year is lower c. B because it has a higher effective annual rate d. A because it has a higher effective annual rate e. B because it has the higher quoted annual percentage rate