Question 18 3 pts You are the beneficiary of a life insurance policy. As the beneficiary, you have 2 options for receiving the insurance proceeds. Option 1 is that you can receive a lump sum of $230,000 today. Option 2 is that you can receive payments of $1,650 a month for the next 18 years. If you can earn 7.10% APR on your money, then which option should you take? O Option 2, because the present value of option 2 is 330,307.85. O Option 2, because the present value of option 2 is 354,121.87. O Option 1, because the present value of option 2 is only $16,478.37. O Option 1, because the present value of option 2 is only $200,887.71. Question 19 3 pts Which of the following is a way in which financial planning helps a firm? It examines interactions between investment projects and financing sources. O All answers are correct. It allows the firm to explore options for investment projects and financing sources. O It ensures feasibility and internal consistency between firm goals and firm activities