Question 18 (5 points) A bank has the following balance sheet and no OBS contingencies. Assets Cat. Liab. and Net Worth Cat. Cash 1 $ 20,000,000 Deposits $ 975,000,000 Treasury Bills 1 s 80,000,000 Sub. Debentures Tier II $ 125,000,000 Residential Mortgages 4 $ 400,000,000 Preferred Stock Add'l Tier 1 $ 25,000,000 Business Loans 6 $ 630,000,000 Common Stock CET 1 $ 75,000,000 Loans (> 90 days past due) 7 $ 150,000,000 Retained Earnings CET 1 $ 80,000,000 $1,280,000,000 Total Assets $ 1.280.000.000 Total Liab. & Net Worth What is this bank's Total Risk-Based Capital Ratio? Use the tables below to calculate the ratio. Category 1 -0% Category 2 -20% - Category 3 - 35% Category 4 - 50% Category 5 - 75% . Category 6 - 100% - Category 7-150% - Category 8 - 200% . Category 9 - 1250% Common Equity Tier I Risk- Based Capital Ratio Common Equity Tier I Capital Credit Risk-Adjusted Assets Tier Risk-Based Capital Ratio All Tier I Capital Credit Risk-Adjusted Assets Total Risk-Based Capital Ratio Total Capital (Tiers I & II Credit Risk-Adjusted Assets - Category 1 - 0 - Category 2 - 2096 - Category 3 - 3596 - Category 4 -50% - Category 5 - 75% - Category 6 - 100% - Category 7-150% - Category 8 - 2009 - Category 9-12 50% Common Equity Tier I Risk Based Capital Ratio Common Equity Tier I Capital Credit Risk-Adjusted Assets Tier I Risk-Based Capital All Tier I Capital Credit Risk-Adjusted Assets Ratio Total Risk-Based Capital Ratio Total Capital (Tiers I & II Credit Risk-Adjusted Assets Tier I Leverage Ratio All Tier I Capital Total Exposure 28.9% 18.9% 25.7% 32.6%