QUESTION 18 When a customer who had no other banking accounts opens a new banking account, her new credit probability will O Increase O Decrease O Stay the same None of the above is correct QUESTION 19 Suppose there are 2 customers. Both of them have other banking accounts. They are of the same age. The first customer has a total credit card balance of $6,000 and 3 credit card accounts. The 2nd customer has a total credit card balance of $5,000 and 1 credit card account. Which of the following statement is true? The 1st customer is more likely to apply for a new card than the 2nd The 2nd customer is more likely to apply for a new card than the 1st They are equally likely to apply for a new card O None of the above is correct QUESTION 20 What is the predicted new credit probability if a customer's total balance is $5,000, has 2 different credit accounts, another banking account, and her age is 55? O 2.8% O 5.7% 6.1% 6.5%