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Question 19 1 pts A bearer is a person to whom an instrument is made payable. True O False Question 20 1 pts Gwen deposits

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Question 19 1 pts A bearer is a person to whom an instrument is made payable. True O False Question 20 1 pts Gwen deposits $5,000 with Home Bank on July 1, 2018. Home Bank promises to repay Gwen the $5,000 plus 1 percent annual interest on July 1, 2023. Home Bank has issued Gwen O a certificate of deposit. Onone of the choices O a nonnegotiable instrument. O a trade acceptance

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