QUESTION 19 In accordance with Ghanas banking Act, explain the following and their respective benchmarks: i) Secondary Reserves ii) Capital Adequacy Ratio (CAR) iii) Primary Liquidity iv) Secondary liquidity v) Non-Performing loans vi) Income earning assets and non-income earning assets vii) Interest bearing liabilities and non-interest bearing liabilities viii) Asset quality ix) Interest Income x) Interest expense xi) Policy rate