QUESTION 19 Matt owes $3,400 on his credit card. He is not charging any additional purchases because he wants to get this debt paid in full. The card has an APR of 19.9 percent. How much longer will it take him to pay off this balance if he makes monthly payments of $60 rather than $70? A 63.20 months B. 71.24 months C. 131.33 months D. 170.24 months E. 96.74 months QUESTION 20 Nathan deposits $400 at the end of each month into a Roth IRA for next 45 years and his company matches 50% of his retirement deposit. He will earn 6.5% interest rate. After retire, he thinks he will live 35 years. How much he can withdraw monthly after retirement? His first withdraw is on the day of his retirement. A $10,730 $9,977 B. C. $11,640 D. $8,730 E. $7,611