Question $25(1$ point$)$

Which of the following statements, regarding disability income insurance, are true?

I. Disability income insurance provide replacement income while the insured is

unable to work because of illness or injury.

II$.$ Social Security does not provide any disability income benefits.

III. Private disability income insurance may "integrate" with Social Security disability

income benefits.

IV$.$ Under the "own occupation" definition of disability, the insured is considered

disabled if he or she cannot perform each and every duty of his own occupation.

I, II$,$ and III only

I

I,$II,$ and IV only

II$,$ III, and IV only

I, III, and IV only